Mercury logo The logo for Mercury, featuring a circular emblem with abstract, interconnected swirling lines on the left, and the word "MERCURY" in clean, uppercase letters to the right.
Log in Log in Open account Open Menu Radically different banking Apply online in 10 minutes to experience banking unlike anything that’s come before.
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Banking services provided through Choice Financial Group and Column N.
Everything you do with money.
Business banking & more Apply for free checking and savings accounts with zero minimums, earn up to 3.67% yield with Treasury by Mercury Advisory, and access loans to help you grow.
Cards & expense management Earn 1.5% cashback on credit card spend, and control team expenses with cards, reimbursements, limits, and approvals all in one place.
Payments & invoicing Send money around the world and pay bills with no fees on USD payments, create free invoices, and get paid directly into your Mercury account.
Accounting Sync with Quickbooks, Xero or NetSuite, and save hours with AI-powered automations to close your books faster.
Launch demo Loved by 300K+ of themost ambitious entrepreneurs on the planet SaaS Unlike most financial institutions, Mercury is built on software.
Everything can be done within the app in 1-2 minutes.
Karri Saarinen Founder, Linear Ecommerce Building an ecommerce brand with millions of customers means constant change.
Mercury is the one part of our finance stack that always keeps pace.
Eric Wu and Jahaan Ansari Co-Founders, Gainful Agency literally one click and it’s done.
We love Mercury’s interface.
Built-in permissions means our accountant can easily make payments — Karen Halstead Founder, Ways & Means Banking’s been a headache.
Create cards in a couple of clicks Instantly spin up as many virtual cards as you need.
Create cards for any purpose — ad spend, contractors, you name it.
Watch bills pay themselves AI reads bills, populates details automatically, and remembers past recipients — so you can approve and pay in seconds.
Get paid without a patchwork of tools Send manual and automatic invoices, accept flexible payment methods, and manage customer details right from your Mercury account.
Reconcile receipts without the runaround Email or upload receipts and we’ll auto-attach them to the right card transaction.
Mercury has completely changed my expectations of what banking should do.
The vision and craft is so far beyond what traditional banking can provide.
Paul Copplestone Founder and CEO, Supabase Get started fast.
Apply online in 10 minutes Free checking and savings accounts — no in-person visits or paperwork.
Get a credit card instantly Access business credit cards as soon as day one — no minimums, credit checks, or personal guarantees.
Explore credit cards Tackle banking tasks in seconds Find any transaction, vendor, or card, or jump straight to creating payments, transfers, and more — all from one universal search bar.
Stop losing money to fees.
Start using it to fuel your growth.
Send no-fee USD payments around the globe $0 USD wires and $0 maintenance fees can save you thousands of dollars per year.
Earn 1.5% cashback on credit spend Unlimited cashback automatically deposited into your account — no manual redemption or confusing points.
Explore credit cards Earn up to 3.67% yield with Mercury Treasury Access high-liquidity, lower-risk portfolios powered by J.
Morgan Asset Management and Morgan Stanley.
Explore Treasury Run your business like a seasoned pro Total visibility Get a clear view of all available funds and money in and out, in one snapshot.
Automations Reduce busywork with automated transfers, approval flows, and AI-powered transaction categorization.
Team management Curb team spend with card limits, spend controls, and granular user permissions.
Guidance Chat support for all customers, plus dedicated account management for those who qualify.
You’re creating something to stand the test of time.
So are we. 300K+ Entrepreneurs love us 1 in 3 Startups choose Mercury $20B+ Monthly transaction volume 4.9 Apple App Store rating Standard protection stops short.
Mercury goes further. 20x the usual coverage Get up to $5M FDIC insurance through our partner banks and their sweep networks to ensure eligible deposits are protected.
Next-level account security Know your account is safe with tech-forward fraud and phishing protection, MFA verification, dark web monitoring, and more.
Controls at your fingertips Decide who can view, move, or debit funds — with approval flows, locks, and permissions that keep you fully in control.
Mercury in the spotlight $650M in annual revenue and profitable Mercury lands $300M Series C Fast Compa